# Builty

> Builty structures U.S. building-permit records into an insurance-native data schema and property risk scores for P&C carriers, MGAs, and TPAs. Coverage across thousands of jurisdictions, ~70% of the U.S. population.

## Core pages
- [Home](https://builtydata.com/): what Builty does and who it serves.
- [Underwriting](https://builtydata.com/insurance/underwriting): permit-verified property condition for pricing before binding.
- [Claims](https://builtydata.com/insurance/claims): pre-loss condition baselines and permit-gap signals for adjusters.
- [Real Estate & Mortgage](https://builtydata.com/real-estate): AVM lift, collateral verification, and origination signals.
- [Construction & Market Intel](https://builtydata.com/construction): lead generation and permit volume as a leading indicator.
- [Insights](https://builtydata.com/insights): the Builty blog: building permits, jurisdictions, and property risk.
- [Contact](https://builtydata.com/contact): reach the Builty team.

## Blog posts
- [Why Is Building Permit Data So Hard to Understand? (And How We Make It Readable)](https://builtydata.com/post/building-permit-data-standardization): Building permit records are written in trade shorthand no standard decodes: T/O, E/C/O, SFD. What the codes mean, why records from 20,000 jurisdictions don’t line up, and what it takes to make them readable.
- [Was That Roof Ever Replaced? How Permit Records Decide Prior-Damage Disputes](https://builtydata.com/post/permit-records-prior-damage-claims): Loss histories, aerial imagery, and weather data can't answer the one question that decides a prior-damage claim. A permit record can.
- [How Many Building Permit Jurisdictions Are There in the US? (Way More Than You Think)](https://builtydata.com/post/building-permit-jurisdictions): The US has roughly 20,000 building permit jurisdictions, each writing its own rules and keeping its own records. Here's who they are, where they are, and how to find the one that governs any address.
- [What Is a Building Permit, and What Can It Reveal About Risk?](https://builtydata.com/post/what-is-a-building-permit): A building permit is more than paperwork: it's a structured record of what changed on a property, and when. Here's what's inside one and why it matters for risk.
- [Property Claims Blind Spot: Building Permits](https://builtydata.com/post/property-claims-blind-spot): Permit history is one of the most overlooked signals in property claims: for triage, reserving, settlement, and spotting fraud.
- [Virginia's Data Center Boom: Hidden Signals for Insurers in Permit Data](https://builtydata.com/post/virginia-data-center-permit-insurance-risk): Virginia's data center construction wave shows up in permit data before anywhere else. Here's what insurers can read from it.

## Feeds
- RSS: https://builtydata.com/blog-feed.xml
- Sitemap: https://builtydata.com/sitemap.xml

## Optional
- [Privacy](https://builtydata.com/privacy)
- [Terms](https://builtydata.com/terms)